Careful Drivers Save With MyRateSM

Get personalized car insurance based on your own driving
style. Plus, get a sign-up discount when you enroll.

Start Saving

What is MyRateSM

MyRate is Progressive's new Pay As You Drive program: If you're a safe and/or occasional driver, you could pay less for car insurance — a lot less!

How Does It Work?

Plug in the MyRate device.

When you enroll a vehicle in the MyRate, we'll send you a MyRate device that easily plugs into your car. Watch Video

Drive as you normally would.

The MyRate device wirelessly and securely sends information about when, how much and how you drive your car to help determine your rate at renewal.

Log in and see how well you're driving.

Track your projected renewal rate based on your driving behavior by logging on at progressive.com. Watch Video

Is MyRateSM Right for You?

Find out by answering the questions below. You may already be a good candidate to save money on your car insurance!

My Rate Eligibility Your Location
State
MyRate Eligability Open
Your Driving Habits

Do you drive less than 30 miles per day?

Do you rarely, if ever, drive after midnight?

Would you say you are a defensive driver?

Do I Qualify?



Unfortunately, MyRate is not available in your state right now.
You still could save hundreds on auto insurance by switching to Progressive — just complete a quote in about six minutes to see.

Start Saving With MyRate

You could save money with MyRate.

Based on your answers, you may be a good candidate for MyRate. When you get a quote and sign up, you'll receive an immediate, one-time discount. Plus, you could save up to 25 percent at your policy renewal!*

Start Saving With MyRate

*Depending on which state you live in, you may see an increased rate — up to 9 percent — based on your driving habits. If you don’t think that you can change your driving to receive a lower rate, you have the option to cancel the program at any time.

MyRate may not be a good fit for your driving habits.

Because you drive a high number of miles per day, you may not benefit from MyRate as much as someone who drives less.

You still can save hundreds on auto insurance by switching to Progressive — just complete a quote in about six minutes to see.

Start Saving With MyRate

MyRate may not be a good fit for your driving habits.

Since you drive more often during evening hours, you may not benefit from MyRate as much as someone who primarily drives during the day.

You still can save hundreds on auto insurance by switching to Progressive — just complete a quote in about six minutes to see.

Start Saving With MyRate

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*Depending on which state you live in, you may see an increased rate — up to 9 percent — based on your driving habits. If you don’t think that you can change your driving to receive a lower rate, you have the option to cancel the program at any time.

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An ideal MyRate driver could be a:

  • Safe driver
  • Carpooler
  • Mass transit commuter
  • Low-mileage driver
  • Seasonal and infrequent driver
  • Summer-only driver
  • Eco-friendly drivers

or someone who lives in a household with more vehicles than drivers.