Cat Insurance

Cat health insurance protects you and your whiskered friend

Progressive Pet Insurance by Pets Best provides cat insurance plans to protect you from expensive vet costs — including routine care and unexpected illnesses or accidents. Get a quote customized to your budget and your feline's needs. You'll access:

• 5% savings on a BestBenefit policy^†
• Another 5% savings if you insure more than one pet^†
• Access to the 24/7 Pet Helpline

See how cat insurance can keep veterinary costs manageable and find the plan that makes sense for your furry friend below.

Kitten and cat insurance plans

You'll choose from three cat insurance plan types: accident-only, accident and illness, and wellness.

Accidental injury cat insurance

Accident Only plan for cats

As the most affordable option, the Accident Only plan can save you some scratch. This type of cat insurance can cover bills associated with injuries such as bites, wounds, broken bones, and swallowing objects. Keep in mind that this plan won't cover illness.

Pricing: $6 per month^*

Accident and illness cat insurance

BestBenefit plan for cats

Building on everything in the Accident Only plan, a BestBenefit plan can also cover any ailment your cat suffers except pre-existing conditions. This more comprehensive coverage can reimburse you for diagnostic exams, emergency care, and specialist visits, while allowing you to choose a deductible that feels right for your budget. Your reimbursement percentage will then be set accordingly, at 70%, 80%, or 90% of your cat's covered bills once you've met your annual deductible.

Pricing: Estimated cost: $21 per month^**

Routine care cat insurance

EssentialWellness and BestWellness plans for cats

Either of these plans can be added to your BestBenefit plan to cover wellness exams, dental cleanings, annual vaccines, and routine or preventive care, with no deductible. Two levels of wellness coverage make this a popular option for both kittens and older cats to help with expected health costs throughout the year.

What cat health insurance doesn't cover

Pre-existing health conditions aren't covered in cat and kitten insurance plans. If your feline has been diagnosed with a specific health issue prior to your cat insurance going into effect, treatment and care won't be covered. You can still secure coverage for your cat; just keep in mind that any treatment related to the pre-existing condition won't be covered.

Cat insurance plans that only cover accidents or accidents and illnesses don't include coverage for elective procedures or preventative care. However, the EssentialWellness and BestWellness add-on plans can cover specific preventative and elective procedures.

Other things not covered by cat insurance include non-veterinary expenses, including those related to your cat's food and diet, grooming, boarding, and holistic treatments. Learn more about what pet insurance covers and doesn't cover.

Why choose Progressive cat insurance by Pets Best?

Your kitty's budget and lifestyle can benefit from the following through Progressive Pet Insurance by Pets Best, in addition to our flexible, competitively priced coverages:

• One annual deductible: There's no need to pay a deductible every time you file a claim. For your convenience, you'll only pay your deductible once a year.
• Customized coverage: Choose a deductible that works for your budget — anywhere from $50 up to $1,000. You can also set your reimbursement at 70%, 80%, or 90% of eligible vet bills up to your annual limit once you've met your deductible.
• No age limits: Whether your cat is a kitten or has many years under its collar, you can get them on an accident or illness plan — and keep that same level of coverage throughout their life.
• Fast claims processing: Claims are processed quickly so you're not left waiting.
• Flexible payment plans: Pay your premiums monthly, quarterly, or annually. The choice is yours.

Understanding cat insurance costs

Insurance for a common house cat through Progressive is estimated to cost $161.16 – $386.28 per year.{{dagger-double}} Besides the type and amount of coverage you select, the estimated cost of cat insurance can also depend on your kitty's breed, age, and location. Insurance for cats can cost significantly less than for dogs due to each species' typical needs.

Other types of pet coverage we offer

You can also get a quote for dog insurance policies through Progressive Pet Insurance by Pets Best. By insuring more than one pet, you can save 5%.^†

Common questions about cat insurance