Wedding & Event Insurance

Get wedding insurance starting at just $105^*

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Event insurance for your wedding, charity run & more

Whether you're planning your big day or hosting a charity 5k run, Event Helper will make sure you can enjoy your event without worry. With Progressive® Wedding and Event Insurance by The Event Helper, Inc., you're protected in case accidents happen — so you can breathe easier and simply have fun. Plus, you can purchase cancellation coverage^† for your wedding, safeguarding your investment if you have to postpone or cancel.

Quote multi-day or one-day event insurance today and get your slice of peace of mind.

What is special event insurance?

Special event insurance, also known as one-day event insurance, can help protect you from financial loss for a specific occasion, such as a wedding. You can get two types of event insurance through Event Helper:

Liability: The most common type of event insurance, liability insurance protects the event holder and the venue in case of claims resulting from property damage or injuries that occur during the event.^††
Wedding Cancellation/Postponement: Available when you purchase liability insurance for your wedding, cancellation insurance covers costs in case you unexpectedly need to cancel.^** Plus, you can add wedding insurance coverage for certain items, such as cakes, dresses, and more.

Do I need insurance for my event?

Many venues will require you to purchase general liability insurance for your event to protect you and them in case someone gets hurt or the property is damaged. You might even be at risk of losing your event spot if you don't provide proof of insurance. But you could lose even more than that if you don't get the right coverage. For example, if someone leaves the plug open on a cooler and causes damage to your venue's hardwood floors, you could be stuck with a massive repair bill — as high as $10,000 in one case.

Fortunately, you can easily get the coverage you need through Event Helper. If your Event Helper policy doesn't meet your venue's insurance requirements, you'll get your money back. Plus, you'll get a 5% discount on your policy when you purchase through Progressive.^Δ

Not sure if you can insure your specific event? Event Helper offers insurance for over 400 events, including rehearsal dinners, birthday parties, festivals, meetings, and more. Quote event insurance now so you can relax the day of.

What does wedding & event insurance cover?

You can build your own special event insurance policy simply by selecting the coverages you want.

Wedding & event coverages

Special Event Liability Insurance

Often required by the venue, Special Event Liability Insurance comes standard and covers property damage or injuries to guests.^††

Example: A guest at your wedding slips and falls on the dance floor, requiring emergency medical treatment. A liability special event insurance policy will cover their medical bills up to the limits specified in your policy.

Wedding Cancellation Insurance

Wedding Cancellation Insurance reimburses your non-refundable expenses, such as deposits, in case you must cancel or postpone your wedding.^** This coverage may also apply to your cake, flowers, rental cars, and more. Please note that you will have to purchase this coverage at least 15 days in advance, added on to your wedding liability insurance.

Example: A pipe bursts in the hall where you were going to have your reception, forcing you to postpone until the next day. You'll be covered for non-refundable lost deposits up to the limits of your policy.

Special coverage

Added on to your cancellation wedding insurance policy, special coverages can insure your dress, tuxedos, gifts, photographs, and more against damage or theft prior to your event.

Example: You accidentally rip your wedding dress while opening the box it came in. Special coverage will reimburse you for the cost to repair or replace your dress up to the limits of your policy.

How much does event insurance cost?

Insuring your wedding or event through Event Helper can cost as little as $105.^* The exact cost of your event insurance policy will vary based on the number of people attending, the length of the event, as well as the coverages you buy. For example, a large festival with 5,000 attendees can cost as much as $1,500 to insure.

Have more questions about insurance for your wedding or special event? See our Wedding & Event Insurance 101 guide for more info on how special event insurance works.