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Catastrophe Claims

Members of the National Catastrophe Response Team are specially trained and equipped claims representatives who work in areas hit by severe weather. The team responds to weather-related emergencies, such as hurricanes, hailstorms, tornadoes and floods, that affect large numbers of our customers. The team works with local Progressive people to determine the extent of damage and the number of customers affected, then implements a plan to help customers get back on the road as quickly as possible.

Progressive Claims Service

The Catastrophe Response program is an extension of Progressive's claims service, which ensures that claims professionals are available when and where customers need them, regardless of the day, time or circumstances of the claim.

Products Covered By the Catastrophe Response Team

All of our insurance products, including auto, motorcycle, boat/PWC, RV and commercial auto, are supported by the Catastrophe Response Team and Progressive Claims Service.

Equipped to Make a Difference

Each Catastrophe Response representative drives a specially equipped Immediate Response® Vehicle (IRV) and is equipped with a digital camera (to document and transmit damage information), a laptop computer with claims software and state-of-the-art wireless communication equipment.

Claims Reporting

Customers affected by a local catastrophe can login and report a claim 24 hours a day. Claims are handled by Catastrophe-trained customer service specialists in our Catastrophe Response Center.

Claims Results

The Catastrophe Response Team typically resolves 90 percent of local claims within two weeks of launching their emergency response programs. In most cases, our claims resolution can be measured in hours rather than days.

Special Services

Progressive often establishes "drive-in" claims operations, especially after hail catastrophes. In many cases, the vehicles are inspected and the damage repaired during a single visit to a drive-in operation.

Please Note: Some services described above are only available to customers who purchased coverages such as Comprehensive, Collision, Rental Reimbursement, Medical Payments, etc., before their loss. Coverage is subject to the terms of your policy. Please refer to your policy to verify which coverages you have.

Report or Track a Claim