Term Life Insurance

Quote now & get the most affordable kind of life insurance

This rate and coverage are provided and serviced by a third party.

Term life insurance is best for specific expenses

If you have a specific need or time frame in mind, then term life insurance is likely your best choice. And with Progressive Advantage® (powered by Efinancial) you don’t just get affordable term life insurance. You get the most bang for your buck, as term life is the most affordable kind of life insurance we offer.

What is term life insurance and when it’s best

Term life insurance policies are available for ages 18-80, and you can choose to have your policy last from set term lengths—the most common are 10, 15, 20, 30 years and pay out $100,000+. Your payments and benefit are fixed, meaning that neither will change or fluctuate during your term length.

Specific situations: Term life insurance is perfect for specific time frames, such as paying off your 30-year mortgage, or for specific needs, such as paying your children’s college costs that will start in 15 years. Basically if your finances are in order, but you’re worrying about a few larger expenses that you can time, term life will give you the most bang for your buck. If you want a policy that lasts your entire lifetime, then permanent life insurance might be best for you.

Keep in mind that term life insurance rates are usually more affordable while you’re younger, and rates can increase as you get older. So the sooner you request a quote, the better your price may be.

Everything else term life insurance covers

When you get a term life insurance quote, you should determine how much coverage your family will need. Typically, customers get term life insurance to cover:

  • Lost income
  • Mortgage payments
  • Children's college tuition
  • Other debts that have specific end dates such as a car loan or business loan
  • Funeral or any other expenses your family may have

Get a term life insurance quote and instantly compare rates

We partner with Efinancial to help you instantly compare term life insurance rates. Just get a quote, and we’ll show you a few different policy options and estimated rates from leading term life insurance companies—then just continue with the best company for you.

Depending on the coverage you select, a brief medical exam may be required to secure the best rate. See more on other types of life insurance we offer.

Log In

Welcome!

Show
Need help logging in?

New user? Register for an account