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Protect your possessions and help pay for unexpected expenses with affordable renters insurance from Progressive. In addition to your belongings, renters insurance can pay for medical bills if someone is injured at your residence, lawsuits, and temporary living expenses if you’re forced to live elsewhere because your home is uninhabitable.
Ways to save
Saving on renters insurance is as simple as starting a quote. We’ll apply each discount you qualify for as you go, saving you time and money.**
Get your auto and renters policies from Progressive, and you can save an average of 12% on car insurance.Δ
See more on bundling insuranceEarly shopping means big savings. Get a renters insurance quote at least three days before your policy will start and earn another discount.
An easy discount—simply select "email" during your renters insurance quote when asked how you’d like to receive your policy documents.
Another easy discount just about anyone can earn by paying for a policy in full and upfront.
Renters insurance covers your belongings, living expenses if your place is damaged, and even certain lawsuits against you. Get a renters insurance quote, and experts will help explain all your coverage options.
Standard Coverages
Coverage for personal property includes clothing, electronics, furniture, tools, and appliances (even if the items are kept in storage or in your car, at the office or with you on vacation). Your possessions are covered against fire, theft/vandalism, tornadoes, water damage, and more. Keep in mind, you'll likely have to add extra coverage for jewelry or other expensive items. You can add these during the renters insurance quote process or give us a call.
Example: Your place is burglarized, and your television is stolen. Your personal property coverage kicks in to replace the TV, minus your deductible.
If you’re liable because someone is injured at your residence, liability coverage pays for others' medical bills (up to the limits of your policy) as well as costs pertaining to a lawsuit.
Example: You host a party and one of your guests accidentally damages furniture in your apartment's party center. Your renters insurance would pay for the damages and any court/legal fees if you’re sued.
If your place is damaged and you need somewhere to stay, your renters insurance can pay for your hotel/living expenses and even pays you back for meals (above what you'd normally pay).
Example: Your apartment's roof is damaged and you’re forced to stay in a hotel for a week. You'll be reimbursed for hotel and dining out expenses.
Renters insurance is for anyone renting an apartment, condo, dorm room, house, etc. (if you're a landlord renting out a home, call 1-855-347-3939 for help with a specialized policy).
If your landlord/complex requires insurance, just get a renters insurance quote online with us. We'll send proof of insurance to your landlord/complex and help you make sure your policy meets their requirements.
According to ASI, one of the insurers in Progressive’s network and part of our family of companies, the average renter has nearly $28,000 worth of belongings. If your personal property is stolen or damaged in a fire, your landlord typically won't cover anything. That’s why you need renters coverage to help protect everything you own.
Are you a renter wondering what kind of coverages you need? Use Progressive Answers as a resource for all your inquiries about renters insurance.
Renters insurance 101
Check out our easy 5-minute guide to renters insurance. What is it, do you need it, how to get it, and more.
How much does renters insurance cost?
Find out the average cost of renters insurance and what factors impact your price.
What is a renters insurance deductible?
Learn what a deductible is and how to choose the right amount for you.
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Learn how to create a home inventory for your belongings so you're ready in case of a claim.
