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    Get a quote online and sled protected

    Riding a snowmobile is a rip-roaring winter pastime, but comes with its share of risks – especially when you're sledding at high speeds in low-visibility, snowy weather. Progressive stands out among snowmobile insurance companies because we offer the right protection at an affordable price.

    Is snowmobile insurance required?

    Snowmobile insurance is mandatory in some states, and may also be required in certain snowmobile parks. And if you financed your snowmobile, your lender may require you to have coverage. Snowmobile accidents are common, whether you collide with an object or fall through the ice, so it's wise to be properly protected even in states where snowmobile insurance is optional.

    How much is snowmobile insurance?

    Snowmobile insurance rates will largely depend on your location, age, driving/riding history and the make and model of your machine.

    Ways to save

    Save more with multiple discounts on snowmobile insurance

    Responsible driver

    We'll reward you with a discount if you've had no motor vehicle violations or accidents in the last three years.


    Already have another policy with us, like home, renters, auto, RV or boat? Add snowmobile insurance and get a bundle discount.

    Safety course

    Earn a discount for completing a snowmobile safety course.


    Owning a home is an easy way to get a discount on your snowmobile policy.

    Prompt payment

    We'll add another discount to say thank you for paying on time. You'll get this on your first snowmobile policy with Progressive, and you'll continue to receive it when you renew if you've had no late payments.

    Snowmobile insurance coverages we offer

    Standard coverages

    Bodily injury and property damage liability

    Uninsured/underinsured motorist bodily injury and property damage

    Comprehensive and collision

    Medical payments

    Accessories and custom parts/equipment

    Get a snowmobile insurance quote and ride protected everywhere you go in the snow

    Get a quoteOr, call 1-855-347-3939