Travel Insurance

Travel insurance coverages

Trip cancellation

Trip cancellation insurance may reimburse you up to 100% of your insured trip cost for specific unforeseen reasons that are covered under your comprehensive plan.

Trip interruption

If your trip needs to be interrupted for unforeseen specific reasons that are covered under your plan, you may be reimbursed up to your plan's specific limits for covered prepaid, non-refundable trip cost. You can potentially be reimbursed for flight, cruise, or hotel costs plus additional fees if your trip is cut short

Cancel for any reason

If you need to cancel your trip for something other than one of the listed covered reasons, adding optional Cancel For Any Reason protection for an additional cost may allow you to be reimbursed for a portion of your trip. This is an optional, time-sensitive benefit, available on some plans. If you purchase your plan within 10-21 days (depending on the plan) after your initial trip deposit/payment, insure 100% of prepaid, nonrefundable trip cost, and cancel your trip no less than two days prior to departure, Cancel For Any Reason can reimburse up to 50%-75%, of your trip cost. Eligibility requirements vary by company and coverage may not be available in all states.

Medical & dental

If you need emergency medical treatment due to a covered illness or emergency dental treatment during your trip, you can be reimbursed up to your coverage limits for expenses you may incur.

Pre-existing conditions

A pre-existing conditions waiver may be available on some plans for those who purchase travel insurance within a certain time frame after their initial payment and meet all other eligibility requirements. This may allow you to waive the pre-existing conditions exclusion which applies to many other coverages.

Accident

If you suffer an injury or accidental death during a trip, some plans may offer benefits up to your policy limits to be paid to you or your beneficiary.

24-hour assistance

If you require emergency medical care, travel support, business services, or have met the criteria to be eligible for an emergency medical evacuation, you will have 24-hour access to request assistance.

Baggage loss, delay or damage

If your luggage is lost or damaged during your trip, you may be covered for those belongings up to your plan's limits. If your baggage is delayed up to a certain number of hours, you may get reimbursed for necessary items purchased during the delay.

Claims assistance and dispute resolution

The Anytime Advocates^® program is available for all travelers who purchase a plan from InsureMyTrip. If a claim is denied by your insurance company, you have the option to have your claim reviewed. These advocates will assist with the appeal process, and work hard to help find a satisfactory outcome.