Car Insurance

Get auto insurance you can count on

Save 5% or more on auto—just add property

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Progressive provides the right protection at an unmatched value—drivers who switch to us and save pay $699 less per year on average.* Get an auto insurance quote and see why 18 million drivers trust us for peace of mind behind the wheel.

Auto insurance from Progressive can help you save in unique ways:

Bundle auto and property

Save another 5% or more on your car insurance when you combine with home, renters, or condo.

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Snapshot: drive safe and save more

Snapshot® is a program that personalizes your rate based on how YOU drive. The safer you drive, the more you can save.

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Compare car insurance rates

Compare the exact same coverages at a handful of companies and instantly see the best price.

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Try Name Your Price

Try the Name Your Price® Tool and tell us what you want to pay. Then, we'll show coverages in your budget.

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Auto insurance coverages we offer

Accidents, glass damage, lawsuits, hail, and more—we have affordable coverage options to protect against just about anything. Get a free car insurance quote and you can customize your coverages online.

Keep in mind, coverage offerings can vary by state.

Liability

Pays for property damages and injuries you cause to others while driving. You’re also covered for court/attorney costs.

Example: You rear-end another car, causing damage to the vehicle and injuring the driver. We'll pay for, up to your policy’s limits, the other driver's car repairs and injuries, plus costs from any potential lawsuit. There’s no deductible for liability.

Comprehensive and collision

Comprehensive pays to repair or replace your car if it’s damaged from an incident out of your control: theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers damages to your vehicle if you’re in an accident, regardless of fault.

Example (Comprehensive): Your car is totaled during a major hailstorm while parked outside. If you have comprehensive, we'll pay you the value of your car, minus your deductible.
Example (Collision): You back out of your garage, hit your basketball hoop, and cause $2,000 worth of damage to your vehicle. With collision, we’ll pay to repair your vehicle, minus your deductible.

Uninsured/underinsured motorist

If you’re hit by a driver with no insurance or not enough insurance, uninsured/underinsured motorist (UI/UIM) bodily injury and property damage coverage can pay for your injuries and damages, up to your policy’s limits.

Example: An uninsured driver runs a red light and hits your vehicle. If they can’t cover the damages to your vehicle, your uninsured motorist property damage can pay for the repairs.

Medical payments

Pays for medical costs if you, your family members, or your passengers are injured in an accident, regardless of fault.

Example: Your newly-licensed 16-year-old neighbor drives your child to school, and they're in an accident. Your child is injured and has a $1,000 medical bill. Medical payments will cover the bill, up to the limits of your policy. No deductible applies.

Rental car reimbursement

Pays for your rental car fees while your vehicle is being repaired from a covered loss.

Example: Your car is severely damaged in an accident, and repairs will take a week, so you need a rental. If you have rental car reimbursement, we'll pay for your rental car fees (up to your policy’s limits).

Loan/lease payoff

Also known as “gap insurance.” If your car is totaled, we'll help pay off the balance of your loan (up to 125% of your vehicle's current value).

Example: You finance $30,000 for a new car. The moment you drive off the lot, your new ride could only be worth $25,000. If your car is totaled, you're still responsible for the $30,000 on the loan. Loan/lease payoff makes up the difference.

Why choose car insurance from Progressive?

Price is only part of what sets your Progressive auto insurance policy apart. There's also a noticeable difference in how you shop for, buy, and own a policy:

  • Get an accurate and personalized quote in about six minutes: We’ve made it simple to quote online and customize coverages, so you can get insured easily.
  • Fine-tune your quote: Our Coverage Checker® highlights any areas of your car insurance quote where you might have too much or too little coverage.
  • Get immediate coverage: You can usually activate a policy right away and instantly print out cards or download proof of insurance to your mobile device.
  • Earn rewards for your loyalty: Get perks like large Accident Forgiveness as you move up in Progressive’s Loyalty Rewards Program.

We’re here for you around the clock for questions, policy updates, and claims. Call, go online, use the Progressive app, or even chat with Flo on Facebook – our lights are always on.

Read what our customers think about us

4/5 recommend Progressive car insurance

It's not just because of the savings when you start your policy. It's also because we're always working to find more discounts (even after you start your policy) and provide 24/7/365 customer support. It's all part of the reason why we’ve grown to be the third largest car insurance company.