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Boat Insurance Rates and Discounts

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If you're looking for a boat insurance rate that protects your prized possession, choose Progressive. Not only do we offer cheap boat insurance rates, we offer discounts, too.

The following discounts on boat insurance rates are also available to those who qualify:*

  • Claims-Free Renewal — Receive a discount if you have no at-fault accidents during your previous policy period.
  • Homeowner — Boat insurance rates are discounted if you own your own home.
  • Idle Assisted Steering — Simply having an idle assisted steering device on your personal watercraft could earn you a discount.
  • Multi Vehicle — Receive a discount if you have more than one vessel on your policy.
  • Multi Policy — Receive a discount if you have more than one Progressive policy.
  • Original Owner — Get lower boat insurance rates if you're the only person who's owned your boat.
  • Paid in Full — Pay the full amount of your policy up front and receive a discount on your boat insurance rate.
  • Responsible Driver — No accidents or violations on your driving record for the last three years translates to a discount on your boat insurance rate.
  • Safety Course — Completion of an approved safety course means you could qualify for a discount.

Learn more about Progressive boat insurance today to find the boat insurance rate that fits your needs.

Cheap Boat Insurance for Many Types of Boats

Progressive offers boat insurance rates for the following types of boats or PWCs:

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Other Fishing Boat
  • Bass Boat
  • Personal Watercraft

Get Boat Insurance Rates 24/7

How and where you shop for boat insurance rates can save you money in the long run. With so many boat insurance companies out there, you want to make sure to choose the right one for you. Our boat insurance rates provide you with helpful information you need to make the right decision today, tomorrow, or whenever you're ready. We offer boat insurance rate quotes 24/7 online and by phone, so we're here when you need us.

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