Pontoon Insurance

Quote online and insure your pontoon for as low as $100/year*

At Progressive, we’ll insure almost any type of pontoon boat, including traditional pontoons, tritoons and luxury pontoons. Just get a boat insurance quote, and you’ll likely get covered today.

Coverages our pontoon boaters love

Water sports coverage

This is included on every Progressive watercraft policy at no extra cost. This pays for any injuries or property damages for which the boat owner is liable—if people are waterskiing, knee boarding, wake boarding, wake surfing, tubing or other similar activities. But, this does not cover parasailing, kite boarding or other activities in which someone is pulled through the air. And yes, this covers people outside of your family too.

Medical payments coverage

This provides protection for injuries sustained on board your boat. You can select the coverage amount from a wide range to pay for your or your passengers’ medical bills. In some states, medical payments coverage will kick in once your health insurance limits are reached.

Replacement cost personal effects

You can add FULL replacement coverage up to $5,000 to cover cell phones, tablets, cameras, clothes, sunglasses, SCUBA, etc. (basically all your stuff that isn’t boating related). Plus, we offer a separate fishing equipment coverage to cover fishing rods, tackle, tackle boxes, etc. We’ll cover these items if they’re damaged, stolen, lost or even fly off your boat.

FULL replacement coverage means we’ll pay what it costs to replace your lost/damaged items with brand new ones (assuming we can’t fix them). For example, let’s say that your SCUBA gear falls off your boat. It’s old and only worth $200, but brand new gear (similar brand/quality) costs $600. We’ll pay the FULL $600, which could be a $400 difference for you.

See all of our boat insurance coverages.