Money bag

Boat Insurance Discounts

Coverage simply isn’t the same everywhere. We offer many of the same standard coverages other insurers do. But we do more than meet checklist requirements. We offer more unique boat insurance coverage options—many of which don’t cost extra.

Standard boat insurance coverages and benefits


Responsible driver

Original owner

Transfer from another company



Advanced quote

Pay in full

Prompt payment

Safety course

More ways to save

We know you have choices when it comes to boat insurance. That’s why, in addition to discounts, we reward you for choosing and staying with Progressive.

Small accident forgiveness

Large accident forgiveness

Disappearing deductibles

While our discounts and loyalty rewards add up to cheap boat insurance, your location will also factor into your cost. Learn more about the cost of boat insurance and average rates in your state.

Quote boat insurance and be covered for as low as $100/year*

Get a quoteOr, call 1-855-347-3939