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Insurance terms and definitions

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Insurance terms and definitions

Articles on basic insurance terms and definitions

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Boat & PWC insurance (3)
Car insurance (40)
Condo insurance (1)
General insurance topics (9)
Home insurance (24)
Identity theft protection (1)
Life insurance (36)
Motorcycle insurance (6)
Pet insurance (3)
Renters insurance (4)
RV/Trailer insurance (2)
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Car insurance
What is a gap waiver?
2 minute to read
Life insurance
What is the difference between whole life insurance and indexed universal life?
3 minute to read
General insurance topics
What does a claims adjuster do?
2 minute to read
Car insurance
What is a car rollover?
3 minute to read
Home insurance
What is homeowners and renters insurance fraud?
4 minute to read
Car insurance
Can telematics devices help you save on car insurance?
3 minute to read
Home insurance
Home warranty vs. home insurance
2 minute to read
General insurance topics
What is standalone insurance?
3 minute to read
Car insurance
What is an FR-44 form?
5 minute to read
Home insurance
Force-placed insurance
4 minute to read
Car insurance
What is high risk auto insurance?
2 minute to read
Car insurance
What is split-limit insurance coverage?
3 minute to read
Home insurance
What is mortgage insurance?
3 minute to read
Renters insurance
What is an interested party on a renters insurance policy?
3 minute to read
Home insurance
What is an elevation certificate?
4 minute to read
Car insurance
What is usage-based insurance?
5 minute to read
Car insurance
What is an excluded driver on a car insurance policy?
5 minute to read
Life insurance
What is collateral assignment of life insurance?
4 minute to read
Car insurance
Does AWD and 4WD affect auto insurance?
3 minute to read
Home insurance
What is blanket scheduled jewelry coverage?
3 minute to read
Home insurance
What is an insurance binder?
4 minute to read

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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.

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Insurance terms and definitions

Articles on basic insurance terms and definitions

What is a gap waiver?

What is the difference between whole life insurance and indexed universal life?

What does a claims adjuster do?

What is a car rollover?

What is homeowners and renters insurance fraud?

Can telematics devices help you save on car insurance?

Home warranty vs. home insurance

What is standalone insurance?

What is an FR-44 form?

Force-placed insurance

What is high risk auto insurance?

What is split-limit insurance coverage?

What is mortgage insurance?

What is an interested party on a renters insurance policy?

What is an elevation certificate?

What is usage-based insurance?

What is an excluded driver on a car insurance policy?

What is collateral assignment of life insurance?

Does AWD and 4WD affect auto insurance?

What is blanket scheduled jewelry coverage?

What is an insurance binder?

Browse related categories

Coverages explained

Insurance requirements