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Snapshot means BIG discounts for good drivers

Snapshot is a program that personalizes your rate based on your ACTUAL driving. It's technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. It's simple. Drive safe and save. Drive extra safe and save even more. There are still other pricing factors, and your rate may increase with high-risk driving. But you're in control of what you pay for car insurance, and most drivers earn a discount. In fact, Snapshot rewards the average driver with a $145 discount.* Plus, you'll get an automatic discount just for signing up.

How does Snapshot work?

  1. Sign Up

    Get a quote and then choose the Snapshot mobile app or plug-in device.

  2. Drive

    Drive with Snapshot for your first policy period (usually about six months).

  3. Save

    You can check progress to see how you're doing in the app or online.

Just download the mobile app, register, and drive

If the mobile app isn't available in your state, you can use the plug-in device instead. Questions? See our Snapshot FAQs.

Just sign up, plug in the device, and drive

The plug-in device works similarly to the mobile app, and you’ll still get details on your progress. Questions? See our Snapshot FAQs.

How to maximize your Snapshot discount

These tips can help you save money and drive more safely. It's the best of both worlds!

  • Limit hard brakes

    The same goes for hard accelerations. Go easy on the gas and avoid slamming your brakes.

  • Avoid late night driving

    Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.

  • Drive less overall

    This one is tough. But if you’re a low-mileage driver or can carpool, you could save more.

  • Stay off your phone

    Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount.**

The discounts you can earn with Snapshot

$26 Average discount at program sign up

You'll get an automatic discount just for signing up. It's credited on your very first policy period (before you start your Snapshot program) and expires when you renew. Then, you'll get a rate based on your actual driving.

$145 Average discount at program completion*

This discount is credited when you complete the Snapshot program and then renew your auto policy with Progressive (usually after six months).

Looking for even more savings? See our car insurance discounts.

Your rate may increase with high-risk driving. But, only about 2 out of 10 drivers actually get an increase.