Snapshot rewards you for good driving

Progressive's Snapshot program personalizes your car insurance rate based on your actual driving. It's technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. In most states, you get an automatic discount just for participating and a personalized rate at renewal depending on your results. While your rate could increase with high-risk driving, most drivers save with Snapshot. In fact, drivers who save with Snapshot save an average of $231 a year.*

How does Snapshot work?

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How to get started with Snapshot

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Ways to save

Tips to maximize your Snapshot discount

Limit hard brakes and accelerations

Go easy on the gas and avoid slamming your brakes.

Avoid late night driving

Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.

Drive less overall

If you spend less time behind the wheel, you could save more.

Stay off your phone

Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount.**

How much could you save with Snapshot?

$94 Average discount at program sign up

You get an automatic discount just for signing up. It's credited on your very first policy period (before you start your Snapshot program) and expires when you renew. Then, you get a rate based on your actual driving.


$231 Average discount at program completion*

The Snapshot discount is credited when you renew your auto policy with Progressive (usually after six months), assuming we’ve collected the required minimum driving data. Customers who renewed their policy, and earned a Snapshot discount, saved an average of $231.*

Your rate may increase with high-risk driving. But, only about 2 out of 10 drivers actually get an increase.

Black car near an ocean.

Get an auto insurance quote online or call for advice

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