Nebraska car insurance

Whether you're in Scottsbluff, Omaha, or somewhere in between, don't let auto insurance be an afterthought. Learn more about how Progressive can help you find an affordable Nebraska auto insurance policy that protects you and your vehicle.

What are Nebraska's minimum auto insurance requirements?

Drivers in Nebraska are required to have auto liability coverage (BI liability and PD liability) and uninsured/underinsured motorist (UM/UIM) coverage at the following minimum limits:

While these are Nebraska's minimum required car insurance limits, higher coverage amounts may better protect your family's financial wellbeing. Learn how much car insurance you may need based on your circumstances and preferences.

Is Nebraska a no-fault state?

No. Nebraska is an at-fault state, which means the party responsible for an accident must cover the injuries of the other driver and their passengers. Learn more about what happens if you're at fault in an accident.

How much is car insurance in Nebraska?

The average cost of a six-month liability-only policy in Nebraska is $98.98 per month.^* Rates vary based on several factors, including your coverage selections, driving history, and location. See more about what impacts car insurance price.

What is the best car insurance in Nebraska?

Finding the best car insurance in Nebraska means taking the time to compare equal coverages, limits, deductibles, and discounts. Progressive offers plenty of incentives to help drivers in Nebraska get the best car insurance. Our auto insurance customers earn an average of seven discounts, and we're a leading auto insurance company.

If you're looking for the cheapest car insurance in Nebraska, here's how much drivers nationwide who save after switching to Progressive save on average compared to their previous auto insurer:

• Allstate customers who switch and save with Progressive save $920 on average^††
• GEICO customers who switch and save with Progressive save $757 on average^§
• State Farm customers who switch and save with Progressive save $661 on average^‡

How do I lower my car insurance cost in Nebraska?

To lower your car insurance cost in Nebraska, you may qualify for the following discounts through Progressive:

• Continuous insurance
• Paperless
• Three-year safe driving
• Electronic Funds Transfer (EFT)
• Multi-car
• Five-year accident-free
• Homeowner
• Paid in full

See all our auto insurance discounts.

Additional car insurance coverages to consider

If you're leasing or financing a vehicle, most lenders require you to carry comprehensive auto coverage and collision coverage in addition to Nebraska's state-required coverages. Comprehensive and collision pay to repair or replace your car regardless of fault, if it's in an accident, gets stolen, or is otherwise damaged due to a covered incident. It also makes sense to add these physical damage coverages if you're not sure you can afford a new car or major repairs after an accident.

Explore all our car insurance coverages, and our car insurance calculator, to find which ones are recommended for you.

Nebraska driving resources

From Grand Island to Kearney, get to know Nebraska's driving laws and resources. These resources apply to Fremont, Norfolk, and everywhere in between. Local municipalities may have additional laws and resources.

• Nebraska DMV: Find out how to get or renew your Nebraska license and registration.
• Nebraska DOT: Learn about child passenger safety, motorcycle & moped driving safety, reducing distracted, impaired, and drowsy driving, winter driving tips, and more.
• Nebraska driver FAQs: Get answers to your questions about how to renew an ID card or driver's license, change your address, and many more Nebraska driver services.
• Car insurance resource center: Learn more about how car insurance works, from terms and definitions to savings tips.