What are the standard renters insurance coverages?
Standard renters insurance coverages include personal property, loss of use , personal liability, and medical payments to others. These coverages offer protection for your personal belongings that are damaged from a covered loss and liability if you’re legally responsible for damages to someone’s property or their injuries, plus additional living expenses if you're forced to live elsewhere while your residence is being repaired or rebuilt. You can also purchase extra coverage in addition to your standard renters insurance policy such as personal injury and water backup coverage.
Standard renters insurance coverages
Here are the basic coverages on a renters insurance policy: