Renters Insurance Coverages

Types of renters insurance coverage

Standard renters insurance coverages include personal liability, personal property, loss of use, and medical payments to others. These coverages offer protection against damage to your personal belongings from a covered loss and liability for someone else's damages or injuries, plus additional living expenses if you're forced to live elsewhere due to a covered loss. You can also add coverage to your renters insurance policy for personal injury lawsuits and water back-up incidents.

Standard renters insurance coverages

Here are the main coverages on a renters insurance policy:

Personal property

Loss of use

Personal liability

Medical payments

Optional renters insurance coverages

Water back-up

Personal injury

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