Pet Insurance

Get help caring for your pet in any situation

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With pet health insurance, you can guard against illnesses or accidents before they happen.

It's a simple fact: Mishaps occur, and your pet can get sick. That's why there's Pets Best® pet insurance to help you cover the cost of treating your dog or cat's unexpected illnesses, accidents and injuries.

What is pet insurance?

Pet health insurance offers far-reaching coverage for illnesses, prescribed medications, hospitalization, accidents and more. (This is different from Pet Injury protection, which is built into Progressive coverage packages that include Collision; it pays for medical care if your dog or cat gets hurt in an accident.) Knowing you can provide your pet with the best care is even more important during hard economic times. Pet insurance through Pets Best is a smart solution.

How does pet insurance work?

Pets Best pet health insurance plans offer a simple reimbursement option: Once you meet your annual deductible, you’ll get reimbursed for most, or all, of your veterinary bills for all qualified illnesses and injuries. Simply submit a claim form online with a copy of your invoice, and, in most cases, it’ll be processed in two business days.

On top of this, pet insurance starts as low as $16 per month. Plus, you can automatically save 5 percent on a Pets Best pet insurance policy when you get a quote through Progressive.

What types of pet insurance plans are offered?

BestBenefit pet health insurance plans cover:

  • Illnesses, accidents and injuries
  • Prescription medications
  • Hospitalization
  • Surgeries
  • Cancer treatments
  • Hereditary and congenital conditions
  • After-hours emergency
  • Visits to specialists
  • Acupuncture and chiropractic
  • MRI, CT scans and X-rays

Pets Wellness, which covers routine pet care, including:

  • Annual exams
  • Teeth cleaning
  • Vaccinations

The following conditions and items are not covered by pet insurance:

  • Pre-existing (unless cured)
  • Preventive, elective and cosmetic procedures
  • Boarding and grooming
  • Food, including prescription food
  • Supplements and vitamins

Why buy pet health insurance?

Pet insurance makes health care more affordable because, at its core, pet insurance is a way to budget a small amount in anticipation of a large veterinary bill. When you purchase pet insurance, you're buying peace of mind in the event that something may happen to your beloved pet.

Choosing Pets Best pet insurance means you can:

  • Save money — Get reimbursed for most, or all, of your veterinary bills after you meet your annual deductible. If you insure multiple pets, you'll receive a discount. On top of that, rates vary by age, breed, species and location, so you'll always pay for coverage specific to your pet.
  • Choose any vet — Visit any licensed veterinarian, specialist or emergency care clinic worldwide.
  • Get quick and easy reimbursements — Generally, claims are processed in two business days.
  • Feel confident — You can enroll pets as young as 7 weeks old, and coverage never stops based on age.

Remember that it's important to buy pet health insurance when your pet is healthy, rather than when signs of illness have already started to show, because pet insurance only covers conditions that have developed after coverage is purchased.