Confidence that your belongings are covered
Condo associations have master policies that cover the property, common areas and physical structure of your building. However, these master policies do not cover your personal property or your liability to others, and they may not cover improvements or customizations to your unit.
This is where a condo insurance quote comes in
Condo insurance is a little bit different from homeowners insurance because you usually only need to protect the inside of your condo. It’s sometimes called an H06 insurance policy and covers your interior walls, appliances, personal property and other valuables. This helps you:
If something you renovated gets damaged—say, hardwood floors or a granite countertop—restore it to its upgraded condition.
Cover interior repairs
If things like your floors, interior walls and fixtures get damaged, replace them.
Protect your assets
You’ll have personal liability protection if you ever need to help your condo association cover a significant expense—like damage or a lawsuit.