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    Condo insurance protects what your association won’t

    Condo associations have master insurance policies that only cover the things they’re responsible for, such as their property, common areas, and the outside/physical structure of your condo. In most cases, your personal property isn’t covered by the association’s insurance policy.

    Condo insurance (or condominium insurance) covers your belongings, the interior of your unit, (including any upgrades like new granite countertops and custom cabinets), injuries at your place, and more. Without condo insurance, you'd have no coverage for these things.

    Ways to save

    Save more on your condo insurance policy

    Bundle condo & auto insurance

    Save an average of 12% on car insurance when you combine condo with auto.Δ

    See more on bundling insurance

    Pay in full

    This is an easy discount. Just pay for your condo policy in full and upfront and you'll save.

    Alarm systems and safety devices

    We offer extra discounts for having burglar alarms, fire alarms, automatic sprinklers, and more.

    New condo purchase

    You could get extra discounts if you're purchasing a new condo (doesn't have to be newly built).

    We have a network of condo insurance companies we work with and can connect you with. This network can offer you more price and coverage choices when you get your condo insurance quote. The availability and how much each discount is worth can vary by company and your state.

    Condo insurance coverages that protect what's yours

    Standard Coverages

    Personal property

    Loss of use


    Common questions about condo insurance

    Is condo insurance required?

    What is NOT covered by condo insurance?

    What’s the difference between condo insurance and homeowners insurance?

    Are townhomes insured like condos?

    More questions about condo insurance? We have Answers

    Get detailed information about condo coverages from Progressive Answers.

    Ground view of a modern condo

    Get a condo insurance quote online or call for advice

    Get a quoteOr, call 1-855-347-3939