Home Insurance Questions
Below is a list common questions regarding homeowners insurance.
Below is a list common questions regarding homeowners insurance.
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We offer homeowners, condo, and renters insurance in most states, including coverage for mobile/manufactured homes.
Learn more about Progressive’s home insurance coverages.
Contact a licensed home insurance representative by calling 1-855-347-3939. Or, quote online with our HomeQuote Explorer tool.
Progressive uses a network of home insurance companies. Your provider will vary based on your location.
You can get a homeowners insurance quote online with Progressive, 24/7.
Access your policy by logging into Progressive and we’ll direct you to your home insurance provider.
The length of your quote will vary based on whether you quote online, over the phone, or with an agent. If you choose to quote online, you can often see your rates and coverages in minutes.
You can generally make changes to your policy anytime, including switching your provider, even if you escrow your home insurance. Make sure to let your mortgage lender know if you change home insurance companies.
Yes. We can customize a policy to meet the needs of your mobile or manufactured home. Get a mobile home insurance quote online or call 1-855-347-3939 and speak to a licensed representative about mobile home insurance.
If you have a motorhome or travel trailer, you may need to cover your vehicle with RV insurance, especially if your RV is not your primary residence.
Although there are several different types of home insurance policies, most contain the same basic components:
Several factors may influence your rate, including:
Learn more about the factors influencing your average monthly home insurance cost.
Canceling a homeowners insurance policy and choosing not to renew it are two very different actions an insurance company can take.
Depending on your state, home insurance companies can only cancel an active policy during a policy term for a limited number of reasons. Some common reasons include the following:
Nonrenewing a homeowners insurance policy is a decision your insurance company can make to discontinue coverage at the end of a policy term. Depending on your state, if your insurance company chooses not to renew your policy at the end of the policy term, they must notify you and provide an explanation within a specified time period. Contact your company if you disagree with the reason or want further explanation.
The renewal process can vary by provider, but some home insurance policies will automatically renew. Check with your provider.
Generally, unless you have tenants living in your home, occupants moving in and out of your home won’t affect your home insurance policy. However, you should notify your insurer about any changes in occupancy.
There are numerous factors affecting your rate for homeowners insurance, including your home’s location, characteristics, and roof type in addition to your credit score (in some states) and claims history. Your home insurance rate could also change based on renovations to your property.
Progressive Answers is an online resource devoted to answering your questions about insurance.
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