What are the standard homeowners insurance coverages?
Standard homeowners insurance includes coverage for your house, other structures on your property, your belongings, personal liability, medical payments coverage to others, and even temporary living expenses while your home is being rebuilt or repaired due to a covered loss.
Find the typical coverages you’ll have required or available to you below, or estimate how much homeowners insurance coverage you'll need with our home insurance calculator.
Standard homeowners insurance coverages
These basic homeowners insurance coverages are included in your homeowners policy.