What does homeowners insurance cover?
Homeowners insurance covers so much more than just your house. Homeowners also covers other structures on your property (barn, shed, fence), your belongings (furniture, clothes, electronics), lawsuits, and even temporary living expenses during home repairs. And yes, these coverages come standard at no extra cost. Estimate how much homeowners insurance coverage you'll need with our home insurance calculator or get a homeowners insurance quote to see all of your coverages.
Standard homeowners insurance coverages
These are the basic homeowners insurance coverages and come standard in your homeowners policy.