Collision coverage pays for significant physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post or other obstacle. Due to the rough nature in which many ATVs are used, collision coverage does not provide coverage for scrapes, scratches, minor dings/dents and other cosmetic/non-structural damage. You choose the Collision deductible that you wish to pay out of pocket.

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