Fishing Equipment coverage pays for loss or damage to fishing equipment while on board, or while being carried on or off, an insured boat. You must pay a $100 deductible for each loss and up to $10,000 of coverage for all damaged equipment, or $1,000 for damage or loss to any one item, is provided.
Fishing Equipment coverage is primary, which means you don't have to submit a homeowners claim for damage to your fishing equipment.
If fishing equipment is stolen, the theft must be supported by visible evidence of forcible entry.
A tackle box is considered one item regardless of the number of lures, hooks, baits and other items stored in the container.
Fishing Equipment coverage is not available for personal watercraft.