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Costs and rate factors

There's a lot that could impact your insurance rate. Our resources can help you learn what those factors are, what potential costs to expect, and how you can save on your insurance.

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Insurance rates and savings tips
Costs and rate factors

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Life insurance for disabled adults
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Can you get life insurance coverage if you have COPD?
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What is high risk auto insurance?
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Life insurance
Can I get life insurance with a felony or criminal record?
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Car insurance
Is car insurance impacted when moving?
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RV/Trailer insurance
How to rent an RV
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Life insurance
Life insurance for diabetics: Can I qualify?
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Home insurance
How your roof affects your home insurance
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Golf cart insurance
How much is golf cart insurance?
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Car insurance
Does how many miles I drive affect my insurance rate?
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What is a homeowners insurance deductible?
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Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.