Class A Motorhome Insurance
Get low-cost class A motorhome insurance before you hit the road
Looking to insure your home away from home? With Progressive's wide range of coverage options, you can protect your motorhome and belongings from accidents, theft, and more. Make sure your wheels are always on solid ground — get an insurance quote for your class A motorhome now.
What is a class A motorhome?
Class A motorhomes are built on heavy-duty frames, usually a commercial bus or truck chassis, making them look like buses. Their large frames offer plenty of living space and luxury accommodations, including high-end kitchens and entertainment centers. These motorhomes are large enough to sleep eight people comfortably, making them a common choice for couples who live on the road or families that travel several times a year.
How wide is a class A motorhome?
Class A motorhomes are typically 8.5 feet wide, though they can be wider. There are several states that impose a maximum width of 8.5 feet for RVs. If you're planning a cross-country road trip, check the RV width limits of each state you'll be driving through. Depending on the state, you may need an oversized load permit to legally drive your RV.
You should also be aware of the weight of your RV. Most class A motorhomes weigh between 13,000 – 30,000 pounds, which in most cases you can drive with a regular driver's license. However, some states will require you to get a special license if your motorhome weighs more than 26,000 pounds.
How much does class A motorhome insurance cost?
You can insure your class A motorhome for as low as $125* per year through Progressive, with additional coverages available to protect both your RV and everything inside. Plus, with RV insurance discounts for homeownership, a clean driving record, and quoting in advance, you'll find more ways to save without compromise. Get a quote and find a low-cost class A motorhome insurance policy today.
Learn more about the cost of RV insurance.
Do you need insurance for a class A motorhome?
Just like your car, your class A motorhome must be insured with basic liability coverage. This coverage protects you financially in case you cause damages and/or injuries while driving your RV. So, if you were to hit another driver, Progressive would pay for their medical and vehicle repair bills, up to the limits of your policy.
For even more peace of mind while on the road, take a look at the optional coverages below.
Road trip confidently with these popular class A motorhome coverages
When you're driving the highways and byways of the country, the last thing you want to worry about is how you're going to pay for repairs and other mishaps on the road. Here are a few of the most common coverages our RVers choose to protect their class A motorhome from accidents and more.
Comprehensive and collision
Comprehensive coverage will protect you from damages that are out of your control, including vandalism, theft, broken glass, weather-related damage, and collisions with animals. Collision covers repairs or a replacement for your RV if it's damaged in an accident, regardless of fault. Both comprehensive and collision have their own separate deductible.
When you add this coverage, we'll pay to replace your windshield if it's damaged. In some situations, a separate deductible may apply. If there is other damage to your motorhome, then your comprehensive or collision deductible may apply as well.
Choosing this coverage means we'll help pay for hotels and transportation costs if your RV breaks down while you're on vacation more than 50 miles away from home.
Our standard coverage option will reimburse you for up to $750 in emergency expenses, but you can increase this to $2,000.
With this optional coverage, you're protected in case someone gets hurt in or around your RV while on vacation. This also covers other types of damages you could be responsible for, such as a fuel leak that contaminates a campground you visit.
With our standard option, you'll have up to $10,000 in liability coverage, but you can also opt for $500,000 in coverage for a minimal cost increase.