Class C Motorhome Insurance
Get peace of mind with a class C motorhome insurance policy
Whether you're a full-time RVer or an occasional weekend warrior, Progressive has your back. We provide a wide range of coverage options to protect your vehicle and personal belongings, so you can hit the road without worry. Get an insurance quote for your class C motorhome today and make sure your RV keeps on rolling.
What is a class C motorhome?
In terms of size, class C motorhomes fall in between the class A and class B, providing a mid-range option for RVers. These RVs are also known as "mini-motorhomes" or "cabovers" because they typically include a compartment that sits over the front of the vehicle. Most can fit up to six people, making them a good choice for family road trips or even as a full-time home.
What are the dimensions of a class C motorhome?
A class C RV can be anywhere from 20-33 feet in length, making them a little easier to drive than a class A. However, both types of RVs tend to be 8 feet wide, which in some states is the maximum width allowed on the road without requiring a special license. Before your next road trip, double-check the rules of each state you'll be driving through to see if you'll need a separate license or permit for your RV.
How much does class C motorhome insurance cost?
With Progressive, your class C motorhome insurance can cost as little as $125 per year.* When you get an insurance quote for your cabover motorhome, you'll automatically be given every discount you qualify for. For example, you'll get a discount if you have more than one policy with us, as well as being the original owner of your RV. Take a look at the full list of RV insurance discounts you could be eligible for.
Learn more about the average cost of RV insurance.
Do you need insurance for a mini-motorhome?
Yes, you do need class C motorhome insurance to legally drive your RV on the road. Bodily injury and property damage liability is the minimum amount of coverage required by law and comes standard with your Progressive motorhome policy. With this coverage, you're protected in the event you injure someone or damage someone else's property with your motorhome.
You can also opt for additional coverages that help pay for repairs, replace any damaged or stolen items you keep in your cabover, and more.
Keep your family trip on track with these class C motorhome insurance coverages
When you're on the road, it helps to know you're covered in case the unexpected happens. Here are a few coverage options our RVers consider when quoting insurance for their class C motorhome:
Comprehensive and collision
With comprehensive, your RV is protected from theft, vandalism, glass breakage or damage caused by fire, bad weather, and collisions with animals. Collision covers your RV in the event of an accident and will repair or replace it regardless of fault. For both coverages, a deductible applies.
Get protection against injuries that occur in or around your RV while on vacation. It also protects you from property damage caused by your RV. For example, an oil leak contaminates the soil around your camp site and must be cleaned up by the park operator. Vacation liability will help pay for cleanup and related damages.
Coverage limits start at $10,000, though you can upgrade to $500,000.
If you use your RV as a primary residence and someone gets injured in or around your RV, you're covered up to the liability limits you select when purchasing this coverage for your mini-motorhome. Full-timer's can offer even more liability coverage than vacation liability, but note that you cannot have both coverages on the same policy.
Learn more about your RV coverage options for class C motorhome insurance. Have a different type of motorhome? We insure camper vans and class A motorhomes too.