Enjoy roughing it? Then you need insurance for your pop-up camper that's just as rugged as you. With Progressive, you can get an RV insurance policy that covers you for theft, storm damage, and personal liability. Get a quote today and insure your pop-up tent trailer for less.
What is a pop-up camper?
A pop-up camper, also known as a pop-up tent trailer, is a type of towed recreational vehicle that is designed to collapse when stored or transported. Most are equipped with a few basic amenities, such as a sink and dinette, though larger models may include a fridge or stove.
The dimensions of a pop-up camper can range from 8 to 16 feet in length, 7 to 7.5 feet in width, and can be as short as 5 feet when closed. When fully opened, a pop-up can nearly double in length and reach over 10 feet in height.
How much do pop-up trailers weigh?
Pop-up tent trailers can weigh anywhere from 600 to over 2,000 pounds, with larger pop-up campers weighing well over 1 ton. If you're not sure your vehicle can tow your trailer, consult your owner's manual or check the manufacturer's guidelines for your make and model.
Do you need insurance for a pop-up camper?
Insurance for pop-up campers is not required, unless you've financed or leased the trailer (your lender will want to protect their investment). If your towing vehicle is insured, you should be protected from any damages or injuries your pop-up causes. However, your auto insurance only provides liability coverage for your trailer; it won't help you pay to repair or replace it after an accident.
A tent trailer insurance policy will not only cover damage to your trailer, but it can also provide additional coverage for unforeseen events. For example, if someone steals your laptop or smartphone from your camper, your personal effects coverage will pay to replace them up to the limits of your policy.
How much is pop-up camper insurance?
The cost of your pop-up camper insurance will vary based on the number and type of coverages you select. But don't forget that you'll also earn discounts as you quote. Are you the original owner of your camper? We'll give you a discount with your comprehensive and collision coverage. Have you been accident- and violation-free for at least three years? We'll reward your responsibility with a reduced rate. Get low-cost insurance for your pop-up tent trailer now with a quick quote.
Popular insurance coverages for pop-up campers
With a Progressive RV insurance policy, you're in the driver's seat. You can choose all the coverages you want and we'll deliver a rate that works with your budget. Here are just a few of the most common insurance coverages our pop-up campers select with their policy:
Comprehensive and collision
Choose comprehensive and collision coverage to protect your pop-up from damages outside of your control, as well as collisions on the road. Comprehensive coverage will pay to repair your trailer for damages that are outside your control, such as a tree falling on it or vandalism. Collision will pay for repairs after an accident, even if you're at fault. A deductible applies for both coverages.
Total loss replacement
We'll pay to replace your pop-up camper if it's totaled in an accident. Your brand-new camper will be the same model year or later, equipped with the same trim or better—even if it costs more than what you paid for the trailer originally. You can also choose to receive a lump sum payment instead of replacing your trailer, minus your deductible.
Please note that total loss replacement only applies to trailers five model years old or less. If your trailer is older than five model years, you'll receive the amount specified in your policy.
Replacement cost/personal effects
You can cover all the personal possessions you keep in your pop-up camper up to a specified limit. So if you lose a smartphone, camera, laptop, or any other covered item to damage or theft, we'll pay to replace it for you up to the limits of your policy.
Learn more about your coverage options for pop-up tent trailer insurance.