Truck Camper Insurance
Affordable protection for your truck camper
Truck campers attach inside the bed of a pickup truck to provide a small sleeping space that extends only minimally behind the vehicle's length. Truck campers are considered a type of trailer because they're typically used for camping and need to be connected to another vehicle. They're often minimal in terms of features and are best for just one or two people.
An easy and economical way for many first timers to start RVing, truck campers are typically mounted in the bed of a pickup truck. Your truck may already be insured, but you'll also want specialized insurance from Progressive to protect your truck camper or pop-up camper. Join a leading RV insurer today and get covered no matter how or how often you use your camper.
How much does truck camper insurance cost?
Your price depends on your coverage selections as well as many other factors, including your camper's make, model, year, and location. Progressive offers a variety of RV insurance discounts to help lower the cost of insurance for your truck camper.
Learn more about the cost of RV insurance.
Do you need insurance for a truck camper?
While no state mandates insurance for truck campers, RV comprehensive and collision coverage protect against RV theft, vandalism, and any other damage caused by accidents, fire, severe weather, or hitting an animal or object. Your truck camper policy will not offer bodily injury or property damage liability. Make sure you have RV liability coverage on your truck for any damages or injuries you cause while driving your truck camper.
Truck camper coverage options
Customize a policy that benefits you and your truck camper. Here are a few of our most popular coverages:
Total loss replacement
If your truck camper is totaled in a covered accident, Progressive pays for a new one, minus your deductible.
For example, your slide-in truck camper that you bought for $30,000 just three years ago may only be valued at $20,000 today. With total loss replacement coverage, Progressive's truck camper insurance could pay you $35,000 on your claim because we guarantee the same model year or later. If your truck camper is more than five years old, we'll cover the amount specified on your declaration page. A deductible applies.
Replacement cost/personal effects
You can choose limits up to $99,000 in coverage for the personal property lost or damaged inside your truck camper. Coverage may extend to certain items outside your camper.
If your towing vehicle is disabled within 100 feet of a road or highway, we can cover a mechanical or electrical breakdown, dead battery, or flat tire. We can also provide fuel delivery or assistance if you're stuck in snow, mud, or sand.
How to quote truck camper insurance
Know your camper's worth
Your RV's current value will affect your cost to insure it and could help you determine what coverages to select.
Know how often you use your camper
The number of days you use your camper per year and the way you use it can impact your price.
Increase your deductibles for a lower price
The higher the deductibles on your comprehensive and collision coverage, the less you'll pay to insure your truck camper.