Progressive simplifies boat insurance

We give you the freedom to boat wherever you'd like on any lake or river in the U.S., plus ocean waters within 75 miles of the coast. And, we drop the common requirements and restrictions other insurers may force on you, so you get the protection you need to get on the water right away. For example, we don’t require a navigation plan or marine survey, which could cost around $600 for a 30-foot boat.

We insure over 1 million watercraft, and we can help insure yours, too

With over 35 years of boat insurance experience, we know how to keep you afloat. So, as long as your boat or personal watercraft (PWC) is valued at no more than $500,000 and is up to 50 feet long, we’ll most likely insure it.†† Don’t see your watercraft listed here? Call us at 1-855-347-3939 and we’ll do what we can to get you covered.

Ways to save

A boat insurance policy that offers more in savings

See why we’re way above water when it comes to boat insurance companies. Get a boat insurance quote online and we’ll automatically apply each discount you’re eligible for.


Is your home, car, motorcycle, or RV insured with us? You could save even more on boat insurance if you have another Progressive policy.


You’ll earn a discount for having more than one watercraft on your policy.

Original owner

One of the easiest ways to save! If you are the original owner of your watercraft, we’ll give you a discount.

Safety course

Anyone can save. Just complete any state-approved safety course to save even more on your boat insurance policy.

Boat insurance that covers those choppy waters

Some of our coverages

Sign & Glide® on-water towing

Full replacement cost

Propulsion Plus®

Wreckage removal & fuel spill

Common questions about boat insurance

How much is boat insurance?

Is boat insurance required?

Does boat insurance cover theft?

Does boat insurance cover pets?

More questions about boat insurance? We have Answers

Want to learn more about boat insurance before casting off? Use Progressive Answers as your go-to guide for all things insurance.

Quote boat insurance and be covered for as low as $100/year*

Get a quoteOr, call 1-855-347-3939