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    Progressive simplifies boat insurance

    We give you the freedom to boat wherever you'd like on any lake or river in the U.S. and Canada, plus ocean waters within 75 miles of their coasts. And, we drop the common requirements and restrictions other insurers may force on you. For example, we don't require a marine survey to purchase your policy, which could cost around $600 for a 30-foot boat. Get a boat insurance quote from Progressive so you have the protection you need to get on the water right away.

    We insure over 1 million watercraft, and we can help insure yours, too

    With over 35 years of boat insurance experience, we know how to keep you afloat. So, as long as your boat or personal watercraft (PWC) is valued at no more than $500,000 and is up to 50 feet long, we’ll most likely insure it.†† Don’t see your watercraft listed here? Call us at 1-855-347-3939 and we’ll do what we can to get you covered.

    Ways to save

    A boat insurance policy that offers more in savings

    See why we're way above water when it comes to boat insurance discounts. Get a boat insurance quote online and we'll automatically apply each discount you're eligible for.


    Is your home, car, motorcycle, or RV insured with us? You could save even more on boat insurance if you have another Progressive policy.


    You’ll earn a discount for having more than one watercraft on your policy.

    Original owner

    One of the easiest ways to save! If you are the original owner of your watercraft, we’ll give you a discount.

    Safety course

    Anyone can save. Just complete any state-approved safety course to save even more on your boat insurance policy.

    Boat insurance that covers those choppy waters

    We automatically include liability to pay for damages and injuries you cause if you hit another boat, person, dock, buoy, or something else. Plus, we offer comprehensive and collision to pay for damage to your boat in addition to other protections and benefits that you may not get with every insurer.

    boat on the water

    Some of our coverages

    Sign & Glide® on-water towing

    Full replacement cost

    Propulsion Plus®

    Wreckage removal & fuel spill

    White boat

    Common questions about boat insurance

    How much is boat insurance?

    Is boat insurance required?

    Does boat insurance cover theft?

    Does boat insurance cover the boat trailer?

    More questions about boat insurance? We have Answers

    Want to learn more about boat insurance before casting off? Use Progressive Answers boat insurance resources to find all the information you need.

    Quote boat insurance and be covered for as low as $100/year*

    Get a quoteOr, call 1-855-347-3939