Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 40 items
Get the #1 motorcycle insurance starting at $75 per year for liability coverage*
Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 40 items
We didn't become the best motorcycle insurance company by only giving our riders "the basics." You're passionate about your bike, so we dig deeper to offer a wide range of discounts and coverages for affordable and personalized protection.
No matter your type of motorcycle, quote and buy motorcycle insurance online in minutes, then ride with peace of mind and protection from the #1 motorcycle insurance company.
Ways to Save
Score cheap motorcycle insurance without sacrificing dependable protection. We automatically apply all your discounts when you get a motorcycle insurance quote online or over the phone.**
Is your home, car, boat, or RV insured with us? You could save even more on motorcycle insurance if combined with another Progressive policy.
Save by bundling insuranceWe'll reward you if you've had no motorcycle accidents or violations in the last three years.
Complete an approved motorcycle safety course and lower your policy's rate.
Are you a member of the United Services Automobile Association or the Harley Owners Group? Participating members can save on motorcycle insurance.
If you have a motorcycle license or a motorcycle endorsement on your driver's license, we'll throw in a discount.
WHY CHOOSE US?
Progressive offers customized coverage without putting a dent in your wallet.
1 out of 3 motorcycle riders choose Progressive, depending on us for superior service.
Join the world's largest consumer motorcycle show tour and connect with bike enthusiasts.
Whether you ride a Kawasaki sport bike, Honda cruiser, or custom hog, we have you covered. Here are a few common types of motorcycles we insure:
Get the best protection whether you're on the road or your bike is in storage.
Required
Motorcycle liability coverage is required in nearly every state to ride legally. If you're liable in an accident, liability coverage can pay for property damage, injuries you cause to others, and legal expenses.
Example: You lose control of your motorcycle, colliding with a parked car. Liability coverage can pay for repairs to the damaged vehicle up to your policy's liability limits.
Recommended
Motorcycle comprehensive coverage protects your bike against incidents out of your control, including theft, vandalism, fire, and weather-related issues. Motorcycle collision coverage covers damage to your bike if you collide with an object or vehicle. Both can be crucial in safeguarding your bike against physical damage.
Example: While in storage for the winter, your bike is stolen from your storage unit. Comprehensive may pay to replace your bike, minus your deductible.
Example: Your bike is damaged after a minor collision with a guardrail. Collision can cover the repair cost, minus your deductible.
Optional
If you're riding anywhere in the U.S. or Canada and your bike is disabled, roadside coverage will pay for a tow to the nearest repair shop. Trip interruption can pay for food, lodging, or transportation, up to $500, if you're more than 100 miles away from home.
Example: You're on a ride out of state when your motorcycle breaks down. Roadside coverage can tow you to a nearby repair shop, and trip interruption coverage can pay for a hotel stay while you wait for your bike to be repaired.
Optional
If you total your new motorcycle, Progressive can pay the full manufacturer's suggested retail price for a brand-new bike, minus the deductible on your policy. Your motorcycle must be no more than one model year old on a new policy or two model years old during the renewal of a policy with total loss coverage.
Example: You recently paid $25,000 for a new bike, but now it's worth $18,000. If it's totaled in a covered loss, and the latest model costs over $25,000, we'll give you that amount. Your policy will cover the actual cash value of your bike if your motorcycle isn't eligible for total loss coverage at renewal.
While each state has its own motorcycle requirements, liability coverage is required by law in nearly every state. If you finance or lease your bike, your lender typically requires comprehensive and collision coverage. Find out what your state requires for motorcycle insurance.
Helping you safeguard your ride is one of our specialties. See all motorcycle insurance resources.
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