Motorcycles We Insure

We insure 99% of all motorcycles (and motorcyclists)

We get this question all the time: how can you insure my motorcycle when no one else will? Simple. We’re the #1 motorcycle insurance company, and we’ve been insuring all types of motorcycles for more than 35 years. So, we’ve seen just about everything out there, and we’re happy to insure almost any type of bike or off-road vehicle you ride.

Just get a quote and select the bike you have. If yours isn’t listed, call us at 1-855-347-3939, and we’ll try to get you covered.


A lightweight vehicle that can be pedaled or powered by a small engine. More on moped insurance.


A two-wheel vehicle usually with much smaller wheels and a low-power engine that only powers the rear wheel. More on scooter insurance.

Dirt bike

A lightweight motorcycle with rugged tires and enhanced suspension that’s designed mostly for off-road riding. In most states, these are not legal on roads or streets. More on dirt bike insurance.

Vintage and antique

Also called vintage, classic or collector motorcycles and are classified as bikes 25 years or older. More on vintage and antique motorcycle insurance.


If you get comprehensive and collision, we’ll insure any customizations to your bike up to $3,000 at no extra cost. If you need more coverage than that, you can purchase up to $30,000 for customization coverage. More on customized motorcycle insurance.

Sport and high performance

Also called street motorcycles. These motorcycles are built for speed and rapid acceleration/deceleration. More on sport motorcycle insurance.


Cruisers are the most common type of motorcycle and usually include a V-twin, full view engine, swept-back and/or high handlebars with forward-set foot pegs and a stepped seat for two. Common makes/models include Harley Davidson, Honda Shadow, Kawasaki Vulcan, Suzuki Boulevard, etc. More on cruiser insurance.

Touring and sport touring

We insure a variety of touring motorcycles, including types with large fairings, luggage compartments and sport touring motorcycles that are more aerodynamic. Common models we insure include Honda ST1300, Triumph Tiger, BMW K1600, etc.


A three-wheel motorcycle with handle bars and open (instead of enclosed) riding. Trikes usually have two wheels in the rear and one in the front. We’ll also insure converted trikes and reverse trikes (two wheels in the front and one in the rear).


Enclosed, three-wheeled motorcycle with steering wheels and seating that doesn’t require you to straddle the vehicle (usually bucket or bench seating).

Enduro (on-road/off-road motorcycle)

An on-road/off-road type motorcycle, equipped with lights and mirrors that is designed to be ridden on both unpaved surfaces and highways. Common models we insure include Honda XR Series, Kawasaki KLX Series, Yamaha WR Series.


An ATV/UTV usually has 4 wheels (but can have anywhere from 3-8) and is designed for off-road riding. These vehicles may be covered by your homeowners insurance policy, but you’ll likely need a special ATV Insurance policy if you ride it off your property. More on ATV insurance.

We’ll be ready for the next motorcycles

We insure more types of motorcycles now, but we also take a proactive approach. When a new type of motorcycle is getting ready to hit the market, we hop on and do a little “hands-on” research. So we can see what that bike is all about and basically have a policy ready before it’s even available. Tough job, right?