Motorcycle Insurance

Get the #1 bike insurance for as little as $75 per year*

Start a motorcycle insurance quote online

We didn't become the #1 motorcycle insurance company by just giving our riders "the basics." You're passionate about your bike, so we dig deeper to offer a wide range of coverages. Plus, we offer competitive rates with plenty of ways to save. Get a free quote, buy motorcycle insurance online, and see why 1 in 3 insured motorcycle riders choose Progressive.

Customized motorcycle insurance at an affordable cost

You can get a motorcycle insurance policy starting at just $75 per year.* We'll automatically apply all of your discounts when you get a motorcycle insurance quote online or on the phone.

Here is a sampling of the discounts you might qualify for:**


Is your home, car, boat, or RV insured with us? You could save even more on motorcycle insurance if you have another Progressive policy.

Responsible Driver

If you've had no motor vehicle accidents or violations in the last three years, we'll reward you with a discount.


Got a home, mobile home, or condominium you own? Great! You got another discount, even if it's not insured by us.

Specialized coverages we offer

Keep in mind, these are just a few of the many coverages available with Progressive motorcycle insurance:

Full replacement cost and no depreciation for parts

We'll always return your bike to pre-accident condition or better. Let's say that your five-year-old front tire with 10,000 miles on it gets damaged. Based on the tread remaining, its depreciated value is $50, but you need a new one that costs $250. We pay the full $250 and not the depreciated value.

Total loss coverage for a brand new bike

Available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a total loss coverage policy. If it's totaled, we'll give you the full MSRP for a brand new motorcycle, minus your deductible.

Coverage for gear and personal belongings

You can add coverage for just about all personal property you carry on your motorcycle if it's damaged or stolen. This includes camping gear, safety gear, and even your phones.

If your motorcycle is legal, we'll likely insure it

If it's cool enough for you to ride, it's cool enough for us to cover. Here are some of the common vehicle types we insure:

  • Cruisers
  • Customized motorcycles
  • Mopeds
  • Scooters
  • Dirt Bikes
  • Vintage and antique motorcycles
  • Sport and high performance motorcycles
  • Touring bikes

Check out all of the different types of motorcycles we insure. Then, get a motorcycle insurance quote online. If you don't see your bike, just give us a call to complete your quote.